Credit Card Deals and Specials
Following is a guide a the best credit card deals and specials available by category. Compare the features of each offer and apply for the credit card that benefits your spending habits.
Consumer Credit Card Guide takes several factors into consideration when determining the cards to display as Special Deals:
- Overall benefits - The quality of the credit card and its amenities compared to others in its class
- Quality of the issuers - How highly rated the credit card's issuing bank or company, especially in terms of customer support and membership benefits
- Credit card security - How well regarded is the credit card issuer's policies on fraud prevention, victim reimbursement and overall security
- Approval rate - How often applicants get approved versus declined
Tip: Know your spending habits before you apply for a card. If you tend to make large purchases and pay off the balance over time, a low interest credit card is your best choice. If your purchases are small and you pay the full balance each month, one of our many rewards or cash back credit cards would be a better fit. Compare all the credit cards offers below to determine which is best for you.
Low Interest Credit Card Special
Get 0% APR on purchases and balance transfers for up to a full year with a low 8.49% APR thereafter with the Citi Platinum Select Card.
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- 0% APR on balance transfers and purchases for up to 15 months*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 15 months | as low as 11.99%* (Variable) | $0* | Yes* | Excellent Credit* |
Balance Transfer Credit Card Special
Are your current APRs too high? Consider transferring balances onto the Discover More Card with a low 0% APR on purchases and balance transfers for 12 months.
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on Balance Transfers; 6 months on Purchases* | as low as 11.99% (V)* | None* | Yes* | Excellent Credit* |
Instant Approval Credit Card Special
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- No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection
- Earning your trust since 1968
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | As low as $0* | N/A* | No Credit Check* |
Reward Credit Card Special
Earn merchandise, travel, cash back and gift card rewards with every purchase when you shop with a Citi® Diamond Preferred® Rewards Card.
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- 0% APR for up to 12 months on balance transfers*
- 0% APR for 7 months on purchases*
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter*
- 1 ThankYou Point for every $1 spent on all other purchases*
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months on balance transfers; 7 months on purchases* | as low as 12.99%* (Variable) | None* | Yes* | Excellent Credit* |
Cash Back Credit Card Special
Are your current APRs too high? Consider transferring balances onto the Discover More Card with a low 0% APR on purchases and balance transfers for 12 months.
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on Balance Transfers; 6 months on Purchases* | as low as 11.99% (V)* | None* | Yes* | Excellent Credit* |
Airline Credit Card Special
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- Double Miles through our exclusive online shopping site
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on purchases & balance transfers* | as low as 11.99%* | None* | Yes* | Excellent Credit* |
Business Credit Card Special
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- 3% cash back at gas stations, restaurants, office supply and home improvement stores
- 1% cash back on everything else - unlimited
- Rewards can be redeemed for checks in increments of $50
- Customized credit line to meet the needs of your business
- Free additional cards for employees
- No Annual Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 11.24% Variable* | $0* | Yes* | Excellent Credit* |
