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Consumer Credit Card Guide > Reward Credit Cards

Reward Credit Cards

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

Capital One® No Hassle Miles^SM Rewards

Capital One No Hassle Miles Rewards Card Application

Click "APPLY HERE" to apply online or call (866) 592-0808
Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
Save with a 0% intro APR on purchases until October 2009
No expiration date on miles and no limit on the miles you can earn
There are no blackout dates and no seat restrictions
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	9.90% (V)*	None*	Yes*	Excellent Credit*

Blue Sky from American Express

0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 12.49%*	None*	Yes*	Excellent Credit*

GM Flexible Earnings Card

Earn 3% toward an eligible, new GM vehicle on all Credit Card retail purchases
Or unlimited 1% Cash Back
No Annual Fee
Get a 0% Introductory APR on Balance Transfers and Credit Card Purchases for up to 12 months
Get an instant decision in as little as 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 14.99%*	None*	Yes*	Good Credit*

Capital One® No Hassle Cash^SM Rewards Card

Capital One No Hassle Cash Rewards Application

Click "APPLY HERE" to apply online or call (866) 547-0808
Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
Theres no limit to the cash back you can earn, and your cash rewards wont expire
Save with a 0% intro APR on purchases until October 2009
You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	13.90% (V)*	None*	Yes*	Good Credit*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi® Identity Theft Solutions
Price Protection Program
$0 Liability on unauthorized purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	up to 12 months*	as low as 10.24%*	None*	Yes*	Good Credit*

Miles by Discover® Card

Double Miles on grocery store purchases in November and December*
Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire*
Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months on purchases & 6 months on balance transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

Citi® Platinum Select® / AAdvantage® World MasterCard®

Citi® AAdvantage® Platinum Select® Offer

Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year*
Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	13.99%*	1st year free; then $85*	Yes*	Good Credit*

Blue from American Express®

0% APR on purchases for up to 12 months
No Annual Fee
Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 11.49%*	None*	Yes*	Excellent Credit*

Chase Freedom^SM Credit Card

3% bonus cash back on gas, groceries, and fast food purchases for the first 6 months*
1% Unlimited cash back on everything else. No cap. No expiration.*
0% Intro APR on purchases for up to 12 months.*
Earn Rewards Fast with 3% bonus cash back offers every quarter!*
No annual fee*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months for purchases only*	as low as 9.99%*	None*	Yes*	Excellent Credit*

American Express® Preferred Rewards Gold Card

American Express Rewards Gold Card Online Application

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	1st Year None; $125 Thereafter*	N/A*	Excellent/Good Credit*

Hilton HHonors Platinum Credit Card

Earn up to 50,000 HHonors® bonus points when you get the Card
No Annual Fee
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
No Blackout dates
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	14.49%*	None*	Yes*	Excellent Credit*

American Express® Preferred Rewards Green Card

Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
No Pre-set Spending Limit
No annual fee for the first year - $95 Thereafter
Complimentary enrollment in our award winning Membership Rewards® program.
Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
Transfer points to 17 frequent flyer programs
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	1st Year None; $95 Thereafter*	N/A*	Excellent/Good Credit*

Chase Platinum Credit Card

0% Interest for up to 12 months on purchases and balance transfers
The time period for the introductory APR will be based on our review of your application and credit history.
No Annual Fee
Free Online Account Access

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 9.99%*	None*	Yes*	Excellent/Good Credit*

Citi® Gold / AAdvantage® World MasterCard®

Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	13.99%*	1st year free; then $50*	Yes*	Good Credit*

Discover® More Card

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

Chase PerfectCard™ MasterCard® (Gas Rebate Credit Card)

Earn rebates on all of your gas purchases*
6% rebate on all gas purchases made at any gas station for the first 90 days.*
After that, you'll earn a 3% rebate on all gas purchases.*
Earn a 1% rebate on all other purchases everywhere MasterCard® or Visa® is accepted*
0% Introductory APR*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	as low as 9.99%*	None*	Yes*	Good Credit*

Delta Airlines - Gold Delta SkyMiles® Credit Card

Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights!
One mile for every other eligible dollar spent
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.49%*	1st Year None; $95 Thereafter*	Yes*	Good Credit*

Disney Rewards Visa® Card from Chase

Earn 1% in Disney Dream Reward Dollars^SM for every dollar you spend*
0% intro APR for up to 12 months*
0% vacation financing*
No block-out dates*
No annual fee*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 9.99%*	None*	Yes*	Excellent Credit*

Citi® PremierPass® Card-Elite Level

20,000 bonus points after $600 in purchases made within 3 months of account opening - enough for a roundtrip ticket up to $400 in value*
Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
Earn 1 point for every mile you fly on any airline*
Earn 1 point for every mile friends and family fly on tickets purchased with your card*
Get a complimentary companion ticket when you buy a qualifying ticket*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	as low as 12.99%*	$75.00*	Yes*	Excellent Credit*

Starwood Preferred Guest® Credit Card

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	14.49%*	1^st Year None, $45 Thereafter*	Yes*	Excellent Credit*

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* See the online reward credit cards application for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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