Points Rewards Credit Cards

The following Points Reward credit cards feature the ability to earn reward points for card purchases. Reward points can then be redeemed for a variety of items, including merchandise, gift cards or cash back. Apply today for the Points Reward credit card of your choice by completing a secure online application.
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- $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you're a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 12.99%-22.99%* (Variable) | $0* | N/A* | Excellent Credit* |
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- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 12.99%-22.99%* (Variable) | $0* | Yes* | Excellent |
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- Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou Point for every $1 you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
- No foreign transaction fee on purchases*
- Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives
- No points cap and no expiration of points
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 13.99%-22.99%* (Variable) | $125; waived for the first year* | N/A* | Excellent Credit* |
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- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until December 2012
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% intro APR on purchases* | until December 2012* | 13.9% - 24.9% (V)* | None* | Yes* | Excellent Credit* |
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- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | Introductory annual fee of $0 for the first year, then $175 | N/A* | Excellent Credit* |
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- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 | Yes* | Excellent Credit* |
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- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- No spend minimum, No enrollment, and No rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Purchases | for 12 months | 17.24%-22.24% Variable | $0* | Yes* | Excellent Credit* |
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- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Purchases | for 12 months | 17.24%-22.24% Variable | $0* | Yes* | Excellent Credit* |
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- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases and up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on balance transfers, 6 months on purchases* | 11.99%-22.99%*(Variable) | $0* | Yes* | Excellent Credit* |
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- Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
- Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
- Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Get approved in 60-seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $125 annual fee | N/A* | Excellent Credit* |
* See the online points rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.