Points Rewards Credit Cards
The following Points Reward credit cards feature the ability to earn reward points for card purchases. Reward points can then be redeemed for a variety of items, including merchandise, gift cards or cash back. Apply today for the Points Reward credit card of your choice by completing a secure online application.
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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as
10.24%* | None* | Yes* | Good Credit* |
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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- Earn 2 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- Save with a 0% intro APR on purchases until October 2009
- There is no limit to the points you can earn, and your points won't expire
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until October 2009* | 9.90% (V)* | None* | Yes* | Excellent* |
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- 3% bonus cash back on gas, groceries, and fast food purchases for the first 6 months*
- 1% Unlimited cash back on everything else. No cap. No expiration.*
- 0% Intro APR on purchases for up to 12 months.*
- Earn Rewards Fast with 3% bonus cash back offers every quarter!*
- No annual fee*
- Earn up to an additional 10% cash back at hundreds of merchants when you shop online with Chase Rewards PlusSM
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months for purchases only* | as low as 9.99%* | None* | Yes* | Excellent Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- There is no limit to the points you can earn, and your points won't expire for the life of your account
- Buy what you've been dreaming of and pay no interest until May 2009
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until May 2009* | 16.90% (V)* | $29.00* | Yes* | Average* |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st Year None; $125 Thereafter* | N/A* | Excellent/Good Credit* |
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- No Annual Fee.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.90%* | None* | Yes* | Good Credit* |
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- Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 8.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers through your first twelve billing cycles*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
- No Pre-set Spending Limit
- No annual fee for the first year - $95 Thereafter
- Complimentary enrollment in our award winning Membership Rewards® program.
- Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
- Transfer points to 17 frequent flyer programs
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st Year None; $95 Thereafter* | N/A* | Excellent/Good Credit* |
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- Earn 15,000 Hilton HHonors bonus points - enough for TWO FREE NIGHTS at participating Hilton Family Hotels. Just make $150 in purchases within 2 months of your account opening.*
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.*
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.*
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.*
- Complimentary Hilton HHonors Silver VIP status for as long as you remain a Citi Hilton HHonors Visa cardholder.*
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 2.99%* | 6 months for purchases* | 13.99% / 15.99%* | None* | Yes* | Good Credit* |
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- 0% APR* for the first 6 billing cycles on purchases after your account is opened*
- Earn Gametime with card purchases
- Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened*
- No annual fee
- Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | as low as 13.99%* | None* | Yes* | Excellent Credit* |
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- VIP Access
- MLB™ Autographed Memorabilia
- Cash Rewards
- Once-in-a-lifetime MLB™ Experiences
- and so much more!
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| Intro APR | Transfer Fee | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 3.00%* | 12 months* | as low as 9.99%* | None* | Yes* | Good Credit* |
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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles.
- Receive a $50 store credit at the NASCAR.COM Superstore®!
- Earn RacePoints rewards every time you make a purchase.
- No Annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.99%* | None* | Yes* | Good Credit* |
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- Get a $50 Gift card after your first qualifying transaction(s) using your Extra Points™ credit card.
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn 1 point for every net retail purchase dollar spent.
- No annual fee.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.99%* | None* | Yes* | Good Credit* |
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- Earn rewards to reinvest in your business
- Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards(R) program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st year None; $125 Thereafter* | N/A* | Good Credit* |
* See the online points rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
