Points Rewards Credit Cards
The following Points Reward credit cards feature the ability to earn reward points for card purchases. Reward points can then be redeemed for a variety of items, including merchandise, gift cards or cash back. Apply today for the Points Reward credit card of your choice by completing a secure online application.
|
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- No Annual Fee*
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on balance transfers and 7 months on purchases* | 12.99%-19.99%* (Variable) | $0* | Yes* | Excellent Credit* |
|
- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Earn rewards faster than the standard Bank of America American Express Rewards card with 1.25 points for every net retail purchase dollar*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
- Free 24/7 Concierge Service
- Access to one of the world's largest and most established travel agency networks
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* on Purchases and Balance Transfers | 7 or 10 billing cycles* | 12.99% - 20.99% Variable* on Purchases and Balance Transfers | None* | Yes* | Excellent Credit* |
|
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*
- This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on balance transfers and purchases* | 12.99%-20.99%* (Variable) | $0* | Yes* | Excellent Credit* |
|
- Earn a free flight- that's 25,000 bonus points after you spend $3,000 in the first 3 months
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated expert service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 12.24% Variable* | $0 for the first year, then $85* | Yes* | Excellent Credit* |
|
- Earn a free flight- that's 25,000 bonus points after you spend $3,000 in the first 3 months
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated expert service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 12.24% Variable* | $0 for the first year, then $85* | Yes* | Excellent Credit* |
|
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 12.24% Variable* | None* | N/A* | Excellent Credit* |
|
- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | First Year Free, then $175 annual fee | N/A* | Excellent Credit* |
|
- Earn 10,000 Membership Rewards ® bonus points when you spend $500 in your first 3 months of Card membership- redeemable for select gift cards valued at $100!
- Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Express Approval. Get a decision in less than 60 seconds.
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $125 annual fee | N/A* | Excellent Credit* |
|
- Earn 10,000 Membership Rewards® points after first purchase
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
- Pay no interest - that's because you pay in full each month
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $25.00* | N/A* | Excellent Credit* |
|
- 0% Intro APR and No Annual Fee*
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
|
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on balance transfers, 6 months on purchases* | as low as 12.99% Variable* | None* | Yes* | Good Credit* |
* See the online points rewards credit card applications for details about terms and conditions of cash back rewards programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
