Credit Cards for People with Limited Credit or No Credit History
The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.
New Federal laws impose restrictions on issuing credit cards to individuals under
21 unless the applicant has the independent ability to repay debt, or has an
adult co-signer who agrees to accept joint liability for the account.
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- 100% Guaranteed Approval* - No Credit Check.
- Free Direct Deposit - sign up now and have a safe place to put your tax refund.
- Only card that lets you change your fee plan whenever you want to.
- Free prescription discount card.
- Easy Bill Pay - pay bills, rent, or write personal checks.
- Card to card transfers.
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99%-19.99%* | $0 - $59 the first year, $35 - $59 per year thereafter* | Yes* | Bad Credit* |
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- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99%-19.99%* | $0 - $59 the first year, $35 - $59 per year thereafter* | Yes* | Bad Credit* |
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- 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 19.8% (V)* | None* | Yes* | Average* |
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- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Free Online Bill Payment
- Up to $10,000 balance limit
- Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | up to $9.95 monthly* | N/A* | No Credit Check* |
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- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- No issuance fee online.
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit.
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee (up to) | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $3.00* | N/A* | No Credit Check* |
* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.