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Consumer Credit Card Guide > Low Interest Credit Cards

Low Interest Credit Cards

The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

Bank of America® Accelerated Rewards^TM American Express® Card

Bank of America Rewards American Express Credit Card Application

Earn rewards faster with 1.25 points for every net retail purchase dollar
0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
No Annual Fee and flexibility to pay over time
Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
Free 24/7 Concierge Service
Access to more than 2,200 American Express Travel Services locations worldwide to help you

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for retail purchases*	Between P+4.9% and P+12.99%*	None*	Yes*	Good Credit*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 7.49%*	None*	Yes*	Excellent/Good Credit*

Bank of America World MasterCard® with WorldPoints^TM

Bank of America World MasterCard with WorldPoints card Application

0% Intro APR on retail purchases for your first 6 billing cycles*
Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
No Annual Fee
Online account access and Points management
Access to the MyConcierge sm service, a unique personal assistance service
Absolute Fraud Protection

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for retail purchases*	Between P+4.9% and P+12.99%*	None*	Yes*	Good Credit*

Capital One® Platinum

Click "APPLY HERE" to apply online or call (866) 543-0808
Save with a 0% intro APR until October 2009 on purchases and balance transfers
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	12.90% (V)*	None*	Yes*	Good Credit*

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card

No annual fee
Absolute Fraud Protection
Online access and 24-hour service
Access to MyConcierge^SM service, a unique personal assistance service
Introductory 0% APR for 6 months for Retail Purchases*
Introductory 0% APR on Balance Transfers through your first twelve billing cycles*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for retail purchases*	between P+4.9% and P+12.99%*	None*	Yes*	Good Credit*

Citi® Diamond Preferred® Card

0% APR* on balance transfers and purchases for up to 12 months
Citi® Indentity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online acount management
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 7.74%*	None*	Yes*	Excellent/Good Credit*

Capital One® No Hassle Miles^SM Rewards

Capital One No Hassle Miles Rewards Card Application

Click "APPLY HERE" to apply online or call (866) 592-0808
Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
Save with a 0% intro APR on purchases until October 2009
No expiration date on miles and no limit on the miles you can earn
There are no blackout dates and no seat restrictions
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	9.90% (V)*	None*	Yes*	Excellent Credit*

Citi® Platinum Select® Visa®

Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
No Annual Fee
$0 liability on unauthorized purchases*
Secure, free online account management*
Apply online and get an instant response*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 7.49%*	None*	Yes*	Good Credit*

Discover® Open Road Card

Double Cashback Bonus on grocery store purchases in November and December*
5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for Purchases & 12 months for Balance Transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

Capital One® Platinum Prestige

Capital One Platinum Plus Card Application

Click "APPLY HERE" to apply online or call (866) 605-0808
Save with a 0% intro APR until October 2009 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	8.90% (V)*	None*	Yes*	Excellent Credit*

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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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