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Consumer Credit Card Guide > Excellent Credit

Excellent Credit

The following Credit Cards are for People with Excellent Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Excellent Credit card of your choice by completing a secure online application.

Capital One® No Hassle Miles^SM Rewards For Travel & Gas

Capital One No Hassle Miles Rewards For Travel & Gas Offer

Click "APPLY HERE" to apply online or call (866) 547-0808
More miles - Earn 3 miles per dollar spent on travel and gas purchases
Earn 1 mile per dollar for all other purchases
No annual fee
Unrestriced travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions
No expiration - rewards won't expire for the life of your account

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	9.90% (V)*	None*	Yes*	Excellent Credit*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 7.49%*	None*	Yes*	Excellent/Good Credit*

Capital One® No Hassle Miles^SM Rewards

Capital One No Hassle Miles Rewards Card Application

Click "APPLY HERE" to apply online or call (866) 592-0808
Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
Save with a 0% intro APR on purchases until October 2009
No expiration date on miles and no limit on the miles you can earn
There are no blackout dates and no seat restrictions
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	9.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® Platinum Prestige

Capital One Platinum Plus Card Application

Click "APPLY HERE" to apply online or call (866) 605-0808
Save with a 0% intro APR until October 2009 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	8.90% (V)*	None*	Yes*	Excellent Credit*

Citi® Diamond Preferred® Card

0% APR* on balance transfers and purchases for up to 12 months
Citi® Indentity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online acount management
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 7.74%*	None*	Yes*	Excellent/Good Credit*

Capital One® No Hassle Miles^SM Ultra - For Professionals

Capital One No Hassle Miles Ultra for Professionals for Professionals Application

Click "APPLY HERE" to apply online or call (866) 547-0808
Earn double miles - 2 miles per dollar spent on all purchases
Save with a 0% intro APR on purchases until October 2009
No expiration date on miles and no limit on the miles you can earn
No blackout dates and no seat restrictions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	until October 2009*	9.90% (V)*	$39.00*	Yes*	Excellent Credit*

Miles by Discover® Card

Double Miles on grocery store purchases in November and December*
Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire*
Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months on purchases & 6 months on balance transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

Blue from American Express®

0% APR on purchases for up to 12 months
No Annual Fee
Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 10.99%*	None*	Yes*	Excellent Credit*

Discover® More Card - Clear

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

American Express® Preferred Rewards Green Card

Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
No Pre-set Spending Limit
No annual fee for the first year - $95 Thereafter
Complimentary enrollment in our award winning Membership Rewards® program.
Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
Transfer points to 17 frequent flyer programs
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	1st Year None; $95 Thereafter*	N/A*	Excellent/Good Credit*

Discover® Open Road Card

Double Cashback Bonus on grocery store purchases in November and December*
5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for Purchases & 12 months for Balance Transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

Chase Freedom^SM Credit Card

3% bonus cash back on gas, groceries, and fast food purchases for the first 6 months*
1% Unlimited cash back on everything else. No cap. No expiration.*
0% Intro APR on purchases for up to 12 months.*
Earn Rewards Fast with 3% bonus cash back offers every quarter!*
No annual fee*
Earn up to an additional 10% cash back at hundreds of merchants when you shop online with Chase Rewards Plus^SM

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months for purchases only*	as low as 9.99%*	None*	Yes*	Excellent Credit*

Blue Cash® from American Express

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months*
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Advanta WhyWait Business World MasterCard

Why wait for your rewards when you don't have to?
Receive and use up to 200,000 WhyWait^SM Rewards Points in advance when you activate your card
So long as you actively use your account, you'll have 15 months to replenish used Why Wait points before you're charged for them*
Earn 1 point per dollar spent on purchases, plus get a 50% annual bonus on your earned points when you pay on time all year
Redeem points for cash back, travel, gift cards, merchandise or all of the above*
No Pre-Set Spending Limit*
All with no annual fee
See Terms & Conditions for important information, benefits and limitations

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	16.99% (V)*	None*	Yes*	Excellent/Good Credit*

Discover® More Card - Sealife Collection

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

Chase Platinum Credit Card

0% Interest for up to 12 months on purchases and balance transfers
The time period for the introductory APR will be based on our review of your application and credit history.
No Annual Fee
Free Online Account Access

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	up to 12 months*	as low as 9.99%*	None*	Yes*	Excellent Credit*

Discover® More Card

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

Starwood Preferred Guest® Credit Card

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	13.99%*	1^st Year None, $45 Thereafter*	Yes*	Excellent Credit*

Discover® More Card - Wildlife Collection

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

American Express® Preferred Rewards Gold Card

American Express Rewards Gold Card Online Application

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	1st Year None; $125 Thereafter*	N/A*	Excellent/Good Credit*

Hilton HHonors Platinum Credit Card

Earn up to 50,000 HHonors® bonus points when you get the Card
No Annual Fee
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
No Blackout dates
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	13.99%*	None*	Yes*	Excellent Credit*

Discover® More Card - American Flag

Discover Flag Cash Back Credit Card Application

5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases & 12 months on Balance Transfers*	as low as 10.99%*	None*	Yes*	Excellent Credit*

Simmons First Visa Platinum

Fixed APR of 7.25%
This card requires EXCELLENT CREDIT
No annual fee
Travel Accident and Auto Rental Insurance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.25%*	None*	Yes*	Good Credit*

* See the online Excellent Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.

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