Bank of America Credit Cards

With a range of credit cards to choose from, Bank of America credit cards offer the spending power you need and the features you want. From rewards cards to sports credit cards, apply for the credit card that's right for you.
Bank of America Airline-Hotels
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- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | Prime + 8.99%* | $90.00* | Yes* | Good Credit* |
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- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 mile per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- No annual mileage cap and miles never expire on active accounts
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | Prime + 8.99%* | $49.00* | N/A* | Good Credit* |
Bank of America Points
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- Earn 1.25% cash back. Every purchase. Every time.* Get your cash back your way - in a check, statement credit or direct deposit into your checking or savings account
- No annual fee with the flexibility to pay in full or over time
- No cap on dollar redemption - no limit to how much you can earn
- Introductory 0%* APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. (These transactions are subject to a 3% transaction fee, no less than $10. Intro APR will end if late or overlimit. Payments are applied to lower rate balances first.)
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 15 months for Balance Transfers* | as low as 9.99%* | None* | Yes* | Good Credit* |
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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
- No Annual Fee and flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | Between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers* and Direct Deposits* through your first twelve billing cycles*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | 15 months and a $25 statement credit* | 9.99% / 15.99%* | None* | Yes* | Good Credit* |
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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- 0% Intro APR on Balance Transfers* and Direct Deposits* through your first 12 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | Between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- 0% Intro APR for Cash Advance Checks and Balance Transfers through your first 15 billing cycles (subject to a 3% transaction fee, no less than $10)
- Absolute fraud protection
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
- Earn 1 point for every $1 in net retail purchases*
- Rewards begin at only 2,500 points
- Points do not expire for 5 years
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 15 months* | 9.99%* | None* | Yes* | Good Credit* |
* See the online Bank of America credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.