First PREMIER Classic Card

First PREMIER Bank offers a quick and easy application process and an open attitude towards applicants with less than perfect credit. Apply for the First PREMIER Classic card by filling out a secure online application.

First PREMIER® Bank Classic Card

Receive a response in 60 seconds
You may qualify for a MasterCard® or Visa®.
Low APR on Purchases
Reports monthly to 4 Major Credit Bureaus
Enjoy the benefit of 24 hour account access by phone

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	See website*	All credit types accepted*

RATES AND FEES
This account has a $29 Account Set-Up Fee, $95 Program Fee, $48 Annual Fee, $7.00 Monthly Serving Fee , and an annual $20 additional Card Fee, if applicable. The minimum credit limit will be $250 and these fees will reduce your available credit until they are paid. Other fees are $29 late fee, $29 overlimit fee, and $25 credit limit increase fee each time your account is eligible and approved for an unsecured credit limit increase.

* See the online First PREMIER® Bank Classic Card credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Recent Credit Card Help and Advice

Pre-Authorization at Gas Pumps Can Kill Your Gift Card

A gift card is like a debit card: Transactions with pre-authorization can lock up your funds for longer than you might think. If you ...

Read full story

Recent Credit Card Blog

Fictional Finances: Addison Montgomery from Private Practice

Is Addison Montgomery, one of the world's most renowned neonatal surgeons, living the carefree lifestyle, or does Private Practice's main character need to keep her finances and credit card use under wraps?

Read full post

From our forum:

prepaid questions

I have a 3-part question: 1. What is the best way(proven) to repair bad credit? 2. What is the easiest credit card to be approved for? 3....

Read entry or post a response