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	<title>Consumer Credit Card Guide</title>
	<link>http://www.consumercreditcardguide.com/credit-card-help</link>
	<description></description>
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		<title>Who You Owe: The Difference Between the Bank and the Network</title>
		<description><![CDATA[Once you understand the roles of the issuer and the network, you'll be better prepared to choose the card that will work best for you.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/the-bank-vs-the-network</link>
			</item>
	<item>
		<title>What is the Difference Between a Prepaid Card and a Secured Card?</title>
		<description><![CDATA[Each type of card is designed to take care of different types of credit card challenges. Only a secured card will help you rebuild your credit, though.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/what-is-the-difference-between-a-prepaid-card-and-a-secured-card</link>
			</item>
	<item>
		<title>Why a Debt Snowball Can be Bad</title>
		<description><![CDATA[Before you reach the precipice and you feel your debts are about to create a financial avalanche, start managing a plan to pay off credit card debt.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/why-a-debt-snowball-can-be-bad</link>
			</item>
	<item>
		<title>Social Lending: What Are Peer-to-Peer Loans</title>
		<description><![CDATA[An overview of the peer-to-peer lending model and how social lending works]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/what-are-peer-to-peer-loans</link>
			</item>
	<item>
		<title>What is &#8220;Debt Snowballing&#8221;</title>
		<description><![CDATA[You can pay down your debt faster by adding to your minimum payments with debt snowballing.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/debt-snowballing</link>
			</item>
	<item>
		<title>Balance Transfer Application of Payments</title>
		<description><![CDATA[Before selecting a new credit card for transferring a balance, consumers should ensure they understand the terms and agreements of the card which should disclose the breakdown of payments between a balance transfer and new purchases. ]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/balance-transfer-application-of-payments</link>
			</item>
	<item>
		<title>Low Interest Credit Cards: Tips for Large Purchases</title>
		<description><![CDATA[If you're considering making a large purchase with a credit card, be prepared to step away and assess. Remember that impulse buys are rarely a good idea in the long run.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/tips-for-large-purchases</link>
			</item>
	<item>
		<title>Best Balance Transfer Credit Cards Now</title>
		<description><![CDATA[For consumers shopping around for the best balance transfer credit cards now available, there are many cards options out there. ]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/best-balance-transfer-credit-cards-now</link>
			</item>
	<item>
		<title>Compare and Save.com: The UK&#8217;s Guide to Credit Cards</title>
		<description><![CDATA[Whether you're shopping around for a credit card or some other financial product, chances are you will find what you're looking for on this Web site.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/compare-uk-credit-cards</link>
			</item>
	<item>
		<title>What is &#8220;Universal Default&#8221;</title>
		<description><![CDATA[Universal Default—a practice by which credit card issuers keep track of your spending habits with other issuers of credit cards—has been costing consumers for years.]]></description>
		<link>http://www.consumercreditcardguide.com/credit-card-help/universal-default</link>
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