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Consumer Credit Card Guide > Balance Transfer Credit Cards

Balance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

Blue Cash® from American Express

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months*
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Bank of America® Accelerated Rewards^TM American Express® Card

Bank of America Rewards American Express Credit Card Application

Earn rewards faster with 1.25 points for every net retail purchase dollar
0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
No Annual Fee and flexibility to pay over time
Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
Free 24/7 Concierge Service
Access to more than 2,200 American Express Travel Services locations worldwide to help you

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for retail purchases*	Between P+4.9% and P+12.99%*	None*	Yes*	Good Credit*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi® Identity Theft Solutions
Price Protection Program
$0 Liability on unauthorized purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	up to 12 months*	as low as 10.24%*	None*	Yes*	Good Credit*

Bank of America Visa Signature® WorldPoints^TM Rewards

Bank of America Visa Signature WorldPoints Rewards card Application

0% Intro APR on balance transfers for your first 15 billing cycles
Earn 1 Point for every dollar you spend in net retail purchases
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
No Annual Fee
Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	15 months and a $25 statement credit*	9.99% / 15.99%*	None*	Yes*	Good Credit*

Discover® Open Road Card

Double Cashback Bonus on grocery store purchases in November and December*
5% to 20% Cashback Bonus at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for Purchases & 12 months for Balance Transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

Bank of America World MasterCard® with WorldPoints^TM

Bank of America World MasterCard with WorldPoints card Application

0% Intro APR on retail purchases for your first 6 billing cycles*
Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
No Annual Fee
Online account access and Points management
Access to the MyConcierge sm service, a unique personal assistance service
Absolute Fraud Protection

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months for retail purchases*	Between P+4.9% and P+12.99%*	None*	Yes*	Good Credit*

Discover® Motiva Card

Double Cashback Bonus on grocery store purchases in November and December*
5% to 20%Cashback Bonus® at top online retailers*
Up to 1% unlimited Cashback Bonus on all other purchases
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Free payment by phone or online - even on your payment due date
Choose a payment due date that meets your needs
Online Account Access
Online Bill Payment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
3.99%*	6 months on Purchases & 12 months on Balance Transfers*	10.99% - 18.99%*	None*	Yes*	Excellent Credit*

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* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.

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