Bad credit credit cards
The following Credit Cards are for People with Bad Credit or less than perfect credit. These cards, some of which are fee-based, may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits. Choose from both secured and unsecured credit card offers below.
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- 100% Approval regardless of past credit
- 0% APR
- Credit limits between $1000 and $10,000
- Build new credit (no purchase necessary)
- Reports to Major Bureaus
- $99 One-time Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | Lifetime 0%* | 0%* | $9.95 Monthly* | N/A* | Bad Credit* |
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- The power of a bank account in a Visa Prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $0.99 if minimum load is received each month. $2.99 otherwise. | N/A* | No Credit Check* |
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- $25 Cash Bonus when you use direct deposit
- No Activation Fee
- No Overdraft Fees
- Borrow money and build credit history*
- 100% Guaranteed Approval*
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| Intro APR | Intro APR Period | Regular APR | Monthly Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | $9.95* | N/A* | No Credit Check* |
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- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 7.90%-28.90%* | $0-$74 the first year; $35-$79 per year thereafter* | Yes* | Fair Credit* |
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- Join nearly 3 million credit cardholders
- This could be the credit card for you
- Don't be held back by past credit card struggles
- Your second chance for a credit card is our business
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| See website* | See website* | See website* | See website* | N/A* | Bad Credit* |
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- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 7.90%-28.90%* | $0-$74 the first year; $35-$79 per year thereafter* | Yes* | Fair Credit* |
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- Convenient 24-hour account access by phone
- Use your card everywhere MasterCard® cards are accepted (subject to available credit)
- Monthly reporting to major Consumer Reporting Agencies
- The past is behind you. You may be eligible for this credit card
- Reasonable credit limit can help you spend smarter (subject to available credit)
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 7.90%-28.90%* | $0-$74 the first year; $35-$79 per year thereafter* | Yes* | Fair Credit* |
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- It's not rocket science - Applying is quick and easy
- Reports monthly to the major Consumer Reporting Agencies
- Access your account by phone at any time, day or night
- Rise above bad credit. Don't let the past stop you. Apply today
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| See website* | See website* | See website* | See website* | N/A* | Bad Credit* |
* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
