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Credit Cards for People with Bad Credit

Credit Cards for people with bad credit The following Credit Cards are for People with Bad Credit or less than perfect credit. These cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits. Choose from both secured and unsecured credit card offers below.

First PREMIER® Bank Gold MasterCard®
First Premier Bank Gold Mastercard Application
First PREMIER Bank Gold MasterCard
  • Receive a 5% credit to your account balance on all payments for 12 months
  • Receive a response in 60 seconds* 
  • Low APR on Purchases*
  • Reports monthly to 4 Major Credit Bureaus
  • Enjoy the benefit of 24 hour account access by phone
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
See website*See website*See website*See website*See website*All credit types accepted*
First PREMIER® Bank Classic Card
First PREMIER Classic Card  Offer
Click Here to Apply
  • Receive a response in 60 seconds* 
  • You may qualify for a MasterCard® or Visa®.
  • Low APR on Purchases*
  • Reports monthly to 4 Major Credit Bureaus*
  • Enjoy the benefit of 24 hour account access by phone*
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
See website*See website*See website*See website*See website*All credit types accepted*
Orchard Bank Classic MasterCards
Orchard Bank Classic Mastercards Offer
Orchard Bank Classic Mastercards Credit Card Application
  • 0% Introductory APR for 6 months on purchases and balance transfers, for qualified applicants*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
0%*6 months*as low as 7.90%*$0-$79*Yes*Bad Credit OK*
Centennial Gold MasterCard® from First PREMIER® Bank
Centennial Gold MasterCard Offer
Centennial Gold MasterCard Offer
  • Receive a response in 60 seconds* 
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!
  • Low APR on Purchases*
  • Reports monthly to 4 Major Credit Bureaus
  • Enjoy the benefit of 24 hour account access by phone
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
See website*See website*See website*See website*See website*All credit types accepted*
Centennial Visa or MasterCard® from First PREMIER® Bank
Centennial Visa or MasterCard Application
Centennial Visa or MasterCard Offer Online
  • Receive a response in 60 seconds* 
  • Low APR on Purchases*
  • Reports monthly to 4 Major Credit Bureaus
  • Enjoy the benefit of 24 hour account access by phone
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
See website*See website*See website*See website*See website*All credit types accepted*
Continental Finance MasterCard®
Continental Finance MasterCard Application
Continental Finance MasterCard Offer
  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*19.92%*$50.00*N/A*Bad Credit OK*
Orchard Bank Low APR MasterCards with Interest Rebate
Orchard Bank Low APR MasterCards with Interest Rebate Application
Orchard Bank Low APR MasterCards with Interest Rebate Application
  • 7.9% - 8.9% variable purchase APR on all cards
  • Free standard Online Bill Pay, no matter how often you use it
  • Interest Rebate on periodic finance charges charged on purchases for the first 6 months of your account when you make at least your
  • minimum payment due on time each month and stay within your credit limit
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransfersCredit Needed
N/A*N/A*as low as 7.90%*$5-$8/mo*N/A*Bad Credit OK*
Orchard Bank Low APR MasterCards
Orchard Bank Low APR Mastercards Offer
Orchard Bank Low APR Mastercards Application
  • 7.9% - 8.9% variable purchase APR on all cards
  • Free standard Online Bill Pay, no matter how often you use it
  • Your choice of payment due dates to make paying your bill on time easier with online enrollment
  • Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment
Intro APRIntro APR PeriodRegular APRMonthly FeeBalance TransfersCredit Needed
N/A*N/A*as low as 7.90%*$5-$8/mo*N/A*Limited OK*
* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.

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