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Consumer Credit Card Guide > Bad credit credit cards

Bad credit credit cards

The following Credit Cards are for People with Bad Credit or less than perfect credit. These cards, some of which are fee-based, may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits. Choose from both secured and unsecured credit card offers below.

ACE Pink Visa Prepaid Debit Card

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection
Earning your trust since 1968

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	As low as $0*	N/A*	No Credit Check*

BabyPhat Prepaid Visa® RushCard

Guaranteed approval*, no credit or Chexsystems checks
No overdraft fees or minimum balances
Get your tax refund 2-4 weeks faster with Free Direct Deposit
Online bill pay - send checks to anyone
Monthly Cash Back Rewards*
Free credit builder and text alerts
Card to card transfers (between RushCard members)
Save up to 85% on prescriptions with RushCard's Free Prescription Discount Card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	No Credit Check*

AccountNow^® Prepaid Visa^® Card

100% Guaranteed Approval*
$0 Activation Fee
$25 Cash Bonus when you use direct deposit
New iAdvance^SM loan option
No Overdraft Fees and no Minimum Balance
Free Credit Builder
Free Direct Deposit

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	as low as $2.50*	N/A*	No Credit Check*

American Octane Black Card

0% APR on all purchases for life
Unsecured Line of Credit
100% Approval*
24 hour Approval Process
No hidden fees
Reports monthly to the major Consumer Reporting Agencies

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	Lifetime 0%*	0%*	$129 setup fee, then $9.95 Monthly*	N/A*	Bad Credit*

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.90%-24.90%*	$0-$74 the first year; $35-$79 per year thereafter*	Yes*	Fair Credit*

First PREMIER® Bank Classic Credit Card

Join the 3 million credit cardholders
This could be the credit card for you
Don't be held back by past credit card struggles

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	N/A*	Bad Credit*

Orchard Bank Visa Cards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.90%-24.90%*	$0-$74 the first year; $35-$79 per year thereafter*	N/A*	Fair Credit*

Centennial® Credit Card

Convenient 24-hour account access by phone
Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
Monthly reporting to major Consumer Reporting Agencies
The past is behind you. You may be eligible for this credit card
Reasonable credit limit can help you spend smarter

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.90%-24.90%*	$0-$74 the first year; $35-$79 per year thereafter*	N/A*	Fair Credit*

Aventium® Classic Credit Card

First PREMIER Bank Aventium Gold MasterCard

It's not rocket science - Applying is quick and easy
Reports monthly to the major Consumer Reporting Agencies
Access your account by phone any time, day or night
Rise above bad credit. Don't let the past stop you. Apply today!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	N/A*	Bad Credit*

* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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