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Consumer Credit Card Guide > Bad credit credit cards

Bad credit credit cards

The following Credit Cards are for People with Bad Credit or less than perfect credit. These cards, some of which are fee-based, may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits. Choose from both secured and unsecured credit card offers below.

Prepaid Visa® Pink Diamond RushCard

100% Guaranteed Approval* - No Credit Check.
Free Direct Deposit - sign up now and have a safe place to put your tax refund.
Only card that lets you change your fee plan whenever you want to.
Free prescription discount card.
Easy Bill Pay - pay bills, rent, or write personal checks.
Card to card transfers.

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$9.95*	N/A*	No Credit Check*

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.99%-19.99%*	$0 - $59 the first year, $35 - $59 per year thereafter*	Yes*	Bad Credit*

Account Now Gold Visa^® Prepaid Card

100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 bonus with Free direct deposit§
Free Online Bill Payment
Up to $10,000 balance limit
Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	up to $9.95 monthly*	N/A*	No Credit Check*

Prepaid Visa® Black Diamond RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$9.95*	N/A*	No Credit Check*

Prepaid Visa® Purple Diamond RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$9.95*	N/A*	No Credit Check*

PREMIER Possibilities® Credit Card

Checking Account Required
If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
Applying for a credit card could be easier than you think
Once your account is open, you may have the chance to personalize your credit card
You may be able to rebuild your credit if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	N/A*	Fair/Bad Credit*

Pink ACE Elite^TM Visa^® Prepaid Card

ACE Pink Visa Prepaid Debit Card Card Application

As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
No credit check, No application fee, No obligation*
Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$9.95*	N/A*	No Credit Check*

Walmart MoneyCard^SM Visa^® Prepaid Card

Walmart MoneyCard<sup>SM</sup> Visa® Prepaid Card

No issuance fee online.
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit.
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$3.00*	N/A*	No Credit Check*

Applied Bank® Secured Visa® Gold Credit Card

Applied Bank Secured Visa Credit Card Offer

Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
Guaranteed Approval Regardless of Your Past Credit History
9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
Highest Ratings for Financial Strength and Security in the Country

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.99% Fixed	$50.00*	N/A*	Bad Credit*

PREMIER Forward® MasterCard Credit Card

Checking Account Required
If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
A good choice for those with less than perfect credit.
This is a credit card, not a debit card or prepaid card
Optional Payment Protection available
Acceptance at millions of locations worldwide (subject to available credit)
Monthly reporting to major Consumer Reporting Agencies. Apply now!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
See website*	See website*	See website*	See website*	N/A*	Fair/Bad Credit*

BuyRIGHT Prepaid MasterCard®

Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
Free Direct Deposit, Online bill pay, Earn rewards.
No credit check, 100% approved*
No bounced check fees or overdraft fees - ever!
Travel, rent cars, reserve hotels, shop online safely.
Unbelievable customer service.

Intro APR	Intro APR Period	Regular APR	Monthly Fee (up to)	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$7.95*	N/A*	No Credit Check*

* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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