Citi® Credit Cards

The following credit card offers are for Citi credit cards. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.49%* | None* | Yes* | Excellent/Good Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.74%* | None* | Yes* | Excellent/Good Credit* |
Citi Airline-Hotel
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- Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 13.99%* | 1st year free; then $50* | Yes* | Good Credit* |
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- Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year*
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 13.99%* | 1st year free; then $85* | Yes* | Good Credit* |
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- Earn 15,000 Hilton HHonors bonus points - enough for TWO FREE NIGHTS at participating Hilton Family Hotels. Just make $150 in purchases within 2 months of your account opening.*
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.*
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.*
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.*
- Complimentary Hilton HHonors Silver VIP status for as long as you remain a Citi Hilton HHonors Visa cardholder.*
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 2.99%* | 6 months for purchases* | 13.99% / 15.99%* | None* | Yes* | Good Credit* |
Citi Cashback
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50 - no calling necessary
- 0% APR* on balance transfers for up to 12 months
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 9.74%* | None* | Yes* | Excellent Credit* |
Citi® Credit Cards

The following credit card offers are for Citi credit cards. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.49%* | None* | Yes* | Excellent/Good Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.74%* | None* | Yes* | Excellent/Good Credit* |
Citi Phone-Utilities
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- Up to 10% savings for the first 12 months on AT&T purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 7.99%* | None* | Yes* | Good Credit* |
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- Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 8.99%* | None* | Yes* | Good Credit* |
Citi Points
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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 10.24%* | None* | Yes* | Good Credit* |
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening - enough for a roundtrip ticket up to $400 in value*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | as low as 12.99%* | $75.00* | Yes* | Excellent Credit* |
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- 10,000 bonus points after $300 in purchases made within 3 months of account opening - enough for a $100 gift card*
- Earn 1 point for every dollar spent on all purchases*
- Earn 1 point for every 3 miles you fly on any airline*
- Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
- Redeem points for flights on any airline with no blackout dates*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as 10.99%* | None* | Yes* | Good Credit* |
Citi Small Business

The following business credit cards from Citi® are designed for small business owners and corporate executives. Compare offers side by side and apply online for the credit card that is right for you.
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- $25 Statement Credit after $250 in purchases*
- 0% APR on purchases for 12 months*
- No annual fee
- Additional cards for employees with credit limits you set
- Quarterly and annual account summaries
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months* | 7.99%* | None* | N/A* | Good Credit* |
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- 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
- 0% APR on purchases for 12 months*
- 3 ThankYou Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services.*
- 1 ThankYou Point for every dollar you spend on other purchases.*
- Earn up to 100,00 point per calendar year.
- Additional cards for employees with credit limits you set.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months* | 9.99%* | None* | N/A* | Good Credit* |
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- Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
- Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases*
- Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts*
- American Airlines AAdvantage® miles may never expire*
- No blackout dates on American Airlines AAdvantage® award travel*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 13.99%* | First Year Free, then $75* | N/A* | Good Credit* |
Citi Student Credit Cards

The following student credit cards from Citi® are designed for college students. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.
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- 0% APR* for 6 months on purchases, cash advances and balance transfers.
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- No minimum income or cosigner required
- No annual fee
- FREE Online Account Management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 12.99%* | None* | Yes* | Good Credit* |
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- No annual fee
- $0 liability on unauthorized purchases
- FREE Online Account Management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 11.99%* | None* | Yes* | Good Credit* |
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
- No Annual Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 12.99%* | None* | Yes* | Good Credit* |
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- Earn rebates towards any car, new or used**
- Build your credit history
- Free Online Account Management
- $0 liability on unauthorized purchases
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 13.99%* | None* | Yes* | Good Credit* |
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- No annual fee for your card and free membership in the American Airlines AAdvantage® program.*
- Earn 1 AAdvantage® mile for every $2 you spend on purchases – up to 25,000 miles per year.*
- Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.*
- No minimum income or cosigner required.*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | 6 months* | 13.99%* | None* | Yes* | Good Credit* |
* See the online Citi credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.