Citi® credit card guide
The following credit card offers are for Citi credit cards. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.
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- 0% APR on balance transfers and purchases for up to 15 months*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 15 months | as low as 11.99%* (Variable) | $0* | Yes* | Excellent Credit* |
Citi Points
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- 0% APR for up to 12 months on balance transfers*
- 0% APR for 7 months on purchases*
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter*
- 1 ThankYou Point for every $1 spent on all other purchases*
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months on balance transfers; 7 months on purchases* | as low as 12.99%* (Variable) | None* | Yes* | Excellent Credit* |
Citi Student Credit Cards
The following student credit cards from Citi® are designed for college students. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.
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- The credit card that rewards you for good behavior
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% if you qualify* | 0% APR* for 7 months on purchases | 17.24%* (Variable) | None* | Yes* | Good Credit* |
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- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn up to 2000 ThankYou Points twice a year for having a good GPA
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% if you qualify* | 0% APR* for 7 months on purchases | as low as 17.24%* (Variable) | $0* | Yes* | Good Credit* |
* See the online Citi credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
