Bank of America Credit Cards
With a range of credit cards to choose from, Bank of America credit cards offer the spending power you need and the features you want. From rewards cards to sports credit cards, apply for the credit card that's right for you.
Bank of America Airline-Hotels
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- 20,000 Bonus Miles upon approval online
- 1 mile for every net retail dollar spent; 2 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and Vacations packages
- 2 Board Room passes upon approval
- Earn and redeem miles with 10 airline partners - award travel begins at just 20,000 miles
- No annual mileage cap and miles never expire on active accounts
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | Prime + 6.99%* | $75.00* | Yes* | Good Credit* |
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- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | Prime + 8.99%* | $90.00* | Yes* | Good Credit* |
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- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 mile per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- No annual mileage cap and miles never expire on active accounts
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | Prime + 8.99%* | $49.00* | N/A* | Good Credit* |
Bank of America Cashback
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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first 15 billing cycles.(subject to a 3% transaction fee, no less than $10)
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
- No Annual Fee.
- Absolute fraud protection against unauthorized use, online and offline
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 15 months* | Between 9.99% and 19.99%* | None* | Yes* | Good Credit* |
Bank of America Charity
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- 1 EarthSmart Point for every $1 net retail
- 1,000 EarthSmart bonus points with first transaction
- 1,000 EarthSmart bonus points for signing up for paperless statements
- For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers and Cash Advance Checks* | 12 months* | 9.99% / 15.99%* | None* | Yes* | Good Credit* |
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- Every purchase supports the Rainbow Endowment at no additional cost to you
- Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
- 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- 24 hour Customer Service
- Travel and emergency assistance
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers and Cash Advances* | 12 months* | 9.90%* | None* | Yes* | Good Credit* |
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- 0% Intro Annual Percentage Rate (APR) on purchases
- No Annual Fee
- 9.9% Standard APR for Platinum accounts and 15.99% for Preferred accounts
- Choose from four distinct card images of places support by The Nature Conservancy
- Complimentary one year membership and subscription to Nature Conservancy magazine, for new members
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months* | 9.99%* | None* | Yes* | Good Credit* |
Bank of America Points
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- Earn 1.25% cash back. Every purchase. Every time.* Get your cash back your way - in a check, statement credit or direct deposit into your checking or savings account
- No annual fee with the flexibility to pay in full or over time
- No cap on dollar redemption - no limit to how much you can earn
- Introductory 0%* APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. (These transactions are subject to a 3% transaction fee, no less than $10. Intro APR will end if late or overlimit. Payments are applied to lower rate balances first.)
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 15 months for Balance Transfers* | as low as 9.99%* | None* | Yes* | Good Credit* |
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- Earn rewards faster with 1.25 points for every net retail purchase dollar
- 0% Intro APR on retail purchases for 6 months*; 0% Intro APR on balance transfers for your first 12 billing cycles*
- No Annual Fee and flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | Between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- Absolute Fraud Protection
- Online access and 24-hour service
- Access to MyConciergeSM service, a unique personal assistance service
- Introductory 0% APR for 6 months for Retail Purchases*
- Introductory 0% APR on Balance Transfers through your first twelve billing cycles*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | 15 months and a $25 statement credit* | 9.99% / 15.99%* | None* | Yes* | Good Credit* |
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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | Between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- 0% Intro APR for Cash Advance Checks and Balance Transfers through your first 15 billing cycles (subject to a 3% transaction fee, no less than $10)
- Absolute fraud protection
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
- Earn 1 point for every $1 in net retail purchases*
- Rewards begin at only 2,500 points
- Points do not expire for 5 years
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 15 months* | 9.99%* | None* | Yes* | Good Credit* |
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- No annual fee
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- 24-hour Online Access
- Absolute Fraud Protection
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | 12 Months* | 9.99%* | None* | Yes* | Good Credit* |
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- No Annual Fee.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.90%* | None* | Yes* | Good Credit* |
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- 6 months 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- Earn 5 bonus points with your first purchase.
- Points do not expire for 5 years
- Online Banking Service
- Total Security Protection®
- No Annual Fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% for Balance Transfers* | 6 months* | as low as Prime +5.99%* | None* | Yes* | Good Credit* |
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- 1 point for every dollar you spend on everyday purchases
- Rewards begin at just 750 points
- Earn points toward veterinary services, pet food discount certificates, and shelter donations
- Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | Prime + 9.99%* | None* | Yes* | Good Credit* |
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- Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.
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| Intro APR | Balance Transfer APR | Intro APR Period | Typical APR | Annual Fee | Balance Transfers | Balance Transfer Intro Period | Credit Needed |
| 0%* | 0%* | 12 months* | Between 9.99%
and 19.99%* | None* | Yes* | 12 months* | Good Credit* |
Bank of America Secured
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- Credit lines available from $300 to $10,000
- Set your own credit limit
- Build or reestablish your credit
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | Prime +10.99%* | $29.00* | N/A* | Bad Credit OK* |
Bank of America Sports
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- Get a $50 Gift card after your first qualifying transaction(s) using your Extra Points™ credit card.
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn 1 point for every net retail purchase dollar spent.
- No annual fee.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.99%* | None* | Yes* | Good Credit* |
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- VIP Access
- MLB™ Autographed Memorabilia
- Cash Rewards
- Once-in-a-lifetime MLB™ Experiences
- and so much more!
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| Intro APR | Transfer Fee | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 3.00%* | 12 months* | as low as 9.99%* | None* | Yes* | Good Credit* |
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- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles.
- Receive a $50 store credit at the NASCAR.COM Superstore®!
- Earn RacePoints rewards every time you make a purchase.
- No Annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.99%* | None* | Yes* | Good Credit* |
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- 0% intro APR on balance transfers & cash advances
- 9.9% regular APR for purchases
- No Annual fee
- Earn Outdoor Rewards Points
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers & Cash Advances* | 12 months* | 9.90%* | None* | Yes* | Good Credit* |
* See the online Bank of America credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
