American Express credit card guide

The following credit card offers are for American Express credit cards. Compare offers side by side and apply online for the credit card that is right for you.

Starwood Preferred Guest® Credit Card

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel. No annual fee for the first year and $45 thereafter Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90% on Purchases and Balance Transfers	for 6 months	15.24% variable	No annual fee for the first year - $45 thereafter	Yes*	Excellent Credit*

American Express Business Cards

The following American Express Business Card offers are designed for small business owners. Compare business card offers side by side and apply for the charge or credit card that is right for you.

JetBlue Business Card from American Express OPEN

Who is this card for? This card is ideally suited for businesses that: Are established, cash flow positive and have an excellent credit history. Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses Earn 10,000 TrueBlue (R) points with your first purchase- enough for an Award Flight. Jet for less- redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime. Earn 1 TrueBlue point for every eligible dollar you spend.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	15.24%	$40	N/A*	Excellent Credit*

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Who is this card for? This card is ideally suited for businesses that: Are established, cash flow positive and have an excellent credit history. Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses &mdasSave a total of $250 off Delta flights Earn 20,000 miles upon your first purchase on the Card Sign up for two Additional Cards and earn 5,000 bonus miles Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions 25,000 miles may also be redeemed for a domestic economy award ticket Check your first bag for free on every Delta flight.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	14.50%	No annual fee for the first year - $95 Annual Fee thereafter	N/A*	Excellent Credit*

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Who is this card for? This card is ideally suited for businesses that: Are established, cash flow positive and have an excellent credit history. Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses Earn 10,000 Starpoints with your first purchase Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels® Transfer to over 30 frequent flyer programs, most on a one-to-one basis.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.9%	6 months	15.24%	No annual fee for the first year - $45 Annual Fee thereafter	Yes*	Excellent Credit*

American Express Charge Cards

The following American Express Charge Cards offers are designed for consumers. Compare charge cards offers side by side and apply for the card that is right for you.

American Express® Premier Rewards Gold Card

3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else No annual fee for your first year, a savings of $175 Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	First Year Free, then $175 annual fee	N/A*	Excellent Credit*

The Platinum Card® from American Express

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket! Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program. 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$450.00*	N/A*	Excellent Credit*

American Express® Gold Card

Earn 10,000 Membership Rewards ® bonus points when you spend $500 in your first 3 months of Card membership- redeemable for select gift cards valued at $100! Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards. Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$125 annual fee	N/A*	Excellent Credit*

Zync from American Express^SM

Earn 10,000 Membership Rewards® points after first purchase Choose the Lifestyle Packs you want to customize your Card with the benefits you use most Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards Pay no interest - that's because you pay in full each month

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$25.00*	N/A*	Excellent Credit*

American Express Airline/Hotel Credit Cards

The following are airline/hotel card offers from American Express. Compare offers side by side and apply online for the credit card that is right for you.

Delta Airlines - Gold Delta SkyMiles® Credit Card

No annual fee for the first year, then $95 thereafter. Earn up to 25,000 bonus miles - good for a free flight. Check your first bag for free on every Delta flight.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.50% variable	No annual fee for the first year, then $95 thereafter*	Yes*	Excellent Credit*

Delta Reserve Credit Card

Complimentary Crown Room Club® access for you and two guests Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket! Check your first bag for free on every Delta flight

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.50% variable	$450.00	Yes*	Excellent Credit*

Platinum Delta SkyMiles® Credit Card

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember Miles never expire and there is no cap on the miles you can earn Check your first bag free on every Delta flight

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.50% variable	$150 per year	Yes*	Excellent Credit*

American Express Cash Back Credit Cards

The following are cash back card offers from American Express. Compare offers side by side and apply online for the credit card that is right for you.

TrueEarnings® Card from Costco and American Express

3% cash back for gasoline, for annual gasoline purchase of up to $3,000 (1% thereafter). 3% cash back for restaurants, 2% cash back for travel, and 1% cash back virtually everywhere else, including Costco. No annual fee with your paid Costco membership and a $25 statement credit with your first purchase made with the Card!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Purchases	for 6 months	15.24% variable	$0*	Yes*	Excellent Credit*